Reducing Cost
Regular contributions and deficit payments can be a real problem. But service costs, and more importantly the level of service you get in return, are also key issues
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Protecting Trustees
Trusteeship is an increasingly onerous task. The associated individual and collective responsibilities (and penalties) are significant.
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Managing Future Risk
Large companies with large pension schemes have full time Pension Managers. For small employers that's rarely affordable; so who minds the pensions shop?
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Better service, better value
The need for professional support has been steadily increasing; yet for smaller Defined Benefit schemes there can be that 'small fish in a large pond feeling.....'
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